Research Briefing | May 18, 2021

North America | Affordable housing will get increasingly harder to find

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Our new North America Housing Affordability Indices (HAIs) show affordability improved across the region early in the pandemic but will fall as home price inflation outpaces income growth and rising mortgage rates limit borrowing capacity. Our HAIs provide a consistent, cross-country framework for gauging affordability in the US and Canada at the national, regional, and local levels.

What you will learn in this comprehensive 4 page report:

  • Housing affordability will fall in the US and Canada in 2021 and 2022
  • Housing demand is meaningfully outpacing the stock of homes for sale
  • Housing is least affordable in Vancouver, Toronto, and several US West Coast metros

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