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In the United States, the personal saving rate (saving as a percentage of disposable income) is just 3.8%—considerably below the high of 13% reached in the early 1970s. In Another Penny Saved, just released by Oxford Economics in cooperation with our sponsors, we examine how the US can lift its long-run economic growth rate, reduce the risk of future burdens on the taxpayer, and create more sustainable growth by increasing this rate.
The resounding consensus at the US Saving Forum was this—in order to bridge the savings gap, government intervention is not optional. Our infographic examines what policymakers can do to lift the household saving rate.
June 25, 2014 - Infographic
Download a copy of the white paper Another Penny Saved: The Economic Benefits of Higher US Household Saving. The study provides conclusive evidence of the vital role household saving plays in boosting growth, spurring job creation, reducing reliance on foreign capital, and preparing Americans for retirement.
45% of low-middle income households are at risk for losing their current standard of living during retirement. For low-income households that number is 82%. This infographic examines what Americans can do to ensure long-term quality of life.
June 25, 2014 - Infographic
Another Penny Saved was produced by Oxford Economics in conjunction with a group of financial and public-policy organizations that have come together to encourage an open debate and positive action on increasing saving to renew America’s economy. Supporting companies and organizations include AARP, the Aspen Institute, the American Society of Pension Professionals and Actuaries, Bank of America/Merrill Lynch, Financial Services Roundtable, John Hancock Financial, LPL Financial, Natixis Global Asset Management, the New England Council, Putnam Investments, and the US Chamber of Commerce.